Guide language: English. Editorial update: September 5, 2026.
An honest, side-by-side comparison to help you choose the right budgeting app.
EyeCash
Weekly: US$12.99. Yearly: US$79.99. Eligible new subscribers get 7 days free on either plan. Renews automatically until canceled.
7-day free trial available
YNAB
$109/year or $14.99/month (USD, plus tax where applicable)
Comparison edited September 5, 2026. Verify current provider terms before subscribing. YNAB · EyeCash
| Feature | EyeCash | YNAB |
|---|---|---|
| Free trial | 7 days for eligible new Pro subscribers | 34 days when signing up directly |
| Household sharing | Individual accounts; shared household access is not currently offered | Subscription sharing for up to six people |
| Debt payoff tools | Snowball & avalanche strategies | Debt management with an integrated loan calculator |
| Price | Weekly: US$12.99. Yearly: US$79.99. Eligible new subscribers get 7 days free on either plan. Renews automatically until canceled. | $109/year or $14.99/month (USD, plus tax where applicable) |
Choose YNAB if you want its established budgeting method, a 34-day direct-signup trial, and subscription sharing. EyeCash offers free manual budgeting and optional Pro features including bank sync and AI spending insights. Compare annual billing with annual billing: EyeCash Pro is US$79.99/year; YNAB is US$109/year before applicable tax. EyeCash also offers US$12.99/week, which costs more over a full year than either annual plan.
Compare the features, pricing, and tradeoffs before choosing your budgeting app.