Guide language: English. Editorial update: September 5, 2026.
An honest, side-by-side comparison to help you choose the right budgeting app.
EyeCash
Pro US$12.99/month or US$79.99/year
7-day free trial available
Empower
Free (dashboard and financial tools; Empower's paid advisory services are separate)
Comparison edited September 5, 2026. Verify current provider terms before subscribing. Empower · EyeCash
| Feature | EyeCash | Empower |
|---|---|---|
| Platforms | Web, iOS and Android | Web (empower.com/epw), iOS and Android |
| Spending tools | Category budgets; Pro spending insights | Automatic transaction categorization, budgeting and cash flow, net worth tracker; budgeting is a single monthly spending target rather than per-category budgets (per NerdWallet review, Feb 2026) |
| Start without a bank | 7-day free trial for eligible new subscribers | Free to use; sign-up asks for an email and phone number, and the tools work best with linked accounts |
Empower Personal Dashboard suits people who mainly want free net worth tracking, portfolio analysis and retirement planning across linked investment, retirement and bank accounts. EyeCash is a paid budgeting app (Pro US$12.99/month or US$79.99/year) built around category budgets, debt planners and finance coaching, with a 7-day free trial for eligible new subscribers.
Compare the features, pricing, and tradeoffs before choosing your budgeting app.