Your Business Has a Budget — Do You?
Entrepreneurs obsess over business finances but ignore personal budgets. This template bridges the gap so you build personal wealth alongside your business.
Recommended Budget Split for Small Business Owners
Needs
Wants
Savings
Build Your Custom Budget
Adjust the sliders to see how your money breaks down. When you're happy, save it to EyeCash — free.
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Key Expenses to Track
Common Financial Challenges for Small Business Owners
Variable owner draws and profit distributions
Mixing business and personal expenses
No employer benefits — must self-fund everything
Reinvesting too much and neglecting personal savings
Budget Tips for Small Business Owners
Pay yourself a consistent "salary"
Set a fixed monthly draw from your business regardless of revenue swings. Budget personal expenses against this amount, not total business revenue.
Separate accounts completely
Business checking, personal checking, tax savings, emergency fund — minimum 4 accounts. EyeCash tracks the personal side so you see the full picture.
Fund retirement aggressively
Solo 401k allows $23,000 + 25% of net self-employment income (up to $69,000 total). This is the biggest tax advantage available to business owners.
Build 6 months of personal expenses in savings
Business downturns shouldn't threaten your family's stability. Personal emergency fund is separate from business reserves.
Ready to Take Control of Your Money?
Join thousands of small business owners who use EyeCash to budget smarter, save more, and stress less about money.
Start your personal budget →