#1 Free Budgeting App

The Budgeting App That Actually Works

Stop guessing where your money goes. EyeCash connects to 12,000+ banks, tracks every dollar automatically, and uses AI to help you crush debt and build savings — whether you budget solo or with a partner.

4.8★ rated
·
Bank-level encryption
·
Free forever plan
12,000+
Bank Connections
Unlimited
AI Insights
9+
Languages
4.8/5
User Rating

Why users switch from Mint & YNAB

256-bit bank encryption
Read-only access only
We never sell your data
EyeCash budget dashboard showing monthly overview and expense categories
Smart Budget Tracker

Set It, Track It, Save More

Create custom budgets for every spending category and watch your progress in real-time. EyeCash alerts you before you overspend — so there are no surprises at the end of the month.

  • Custom categories that match how you actually spend
  • Get alerts before you hit your budget limit
  • Visual progress bars show exactly where you stand
  • AI spots savings opportunities you'd miss
Learn more →
Automatic Bank Sync

Connect All Your Accounts in Seconds

Link checking, savings, credit cards, and investments from 12,000+ banks — powered by Plaid. Transactions sync automatically so you never have to enter anything manually.

  • Automatic daily transaction syncing
  • Works with Chase, BofA, Wells Fargo, and 12,000+ more
  • Read-only access — we can never move your money
  • Smart categorization recognizes your favorite merchants
Learn more →
EyeCash banking screen showing connected institutions like Stash, Capital One, and Charles Schwab
EyeCash AI assistant providing personalized financial insights and recommendations
AI-Powered Insights

Like a Financial Advisor in Your Pocket

EyeCash AI analyzes your spending patterns and tells you exactly where to cut back, which subscriptions to cancel, and how to pay off debt faster — personalized to your finances.

  • Spots unused subscriptions costing you money
  • Compares your spending to your own averages
  • Snowball vs avalanche debt payoff recommendations
  • Interactive charts that show trends over time
Learn more →

Real Users. Real Results. Real Savings.

Set up my budget in 5 minutes. The AI caught $46/month in forgotten subscriptions. EyeCash just works.

SM

Sarah M.

Freelance Designer

We stopped arguing about money. Same dashboard, same budgets, same progress. This app saved our finances.

JP

James & Priya

Couple budgeting together

Paid off $12K in student loans in 14 months with the debt snowball. Watching that timeline shrink kept me going.

MT

Marcus T.

Software Engineer

Frequently Asked Questions

Is EyeCash really free?

Yes. The free plan includes manual transaction entry, unlimited budget categories, a dashboard, and 3 AI insights per month. No credit card required. Upgrade to Plus or Premium anytime for bank sync, unlimited AI, and debt tools.

How does bank sync work?

EyeCash connects to your bank through Plaid, the same secure platform used by Venmo and Robinhood. Connections are read-only — we can never move your money or see your login credentials. Transactions sync automatically every day.

Can I use EyeCash with my partner?

Absolutely. Many couples use EyeCash to manage household budgets together. You can both access the same account, see shared budgets, and track spending from all your accounts in one place.

How is EyeCash different from YNAB or Mint?

Mint shut down in 2024. YNAB costs $14.99/month with no free plan. EyeCash offers a free forever plan, AI-powered insights, debt snowball/avalanche strategies, and supports 9 languages — all at a lower price than competitors.

Is my financial data safe?

Your data is protected with 256-bit bank-level encryption. Bank connections through Plaid are read-only. We never sell your data, show you ads, or share your information with third parties.

Your money won't manage itself

Start budgeting in under 2 minutes.

1

Sign Up Free

Create your account in 30 seconds. No credit card required.

2

Connect Your Bank

Link accounts via Plaid or add transactions manually.

3

Let AI Help

Set budgets and get AI-powered insights automatically.

Start Budgeting Free — No Card Required

Free forever. No credit card required.