Cost Index: 195 · Very High Cost

Cost of Living in San Francisco

Median income in San Francisco is $96,000/year ($8,000/month). Here is how to budget every dollar.

Average Rent in San Francisco

$2,600

Studio

$3,200

1 Bedroom

$4,000

2 Bedrooms

Monthly Budget Breakdown: $8,000/month

How to allocate the median San Francisco income of $96,000/year after taxes.

Housing

$3,200

40%

Food & Groceries

$640

8%

Transportation

$240

3%

Utilities

$200

3%

Healthcare

$320

4%

Entertainment

$400

5%

Personal & Other

$400

5%

Savings

$2,600

32%

Total

$8,000

100%

Build Your Custom Budget

Adjust the sliders to see how your money breaks down. When you're happy, save it to EyeCash after your free trial.

$
Needs
$4,00050%
Wants
$2,40030%
Savings
$1,60020%
NeedsWantsSavings
Save this budget — start free trial

3-day free trial on weekly plan · cancel anytime

Affordable Neighborhoods in San Francisco

1

The Sunset and Richmond districts offer lower rents with good Muni access

2

Daly City and South San Francisco are more affordable just south of the city

3

The Tenderloin has the cheapest rents in the city center but requires street smarts

Money-Saving Tips for San Francisco

$

Muni monthly pass ($81) covers all buses, trains, and cable cars in the city

$

Cook at home — restaurants average $20–$30 per meal in SF

$

Shop at Grocery Outlet, Trader Joe's, and Chinatown markets for affordable food

Budget Smarter in San Francisco

EyeCash automatically tracks your spending in San Francisco and shows exactly where your money goes. No spreadsheets needed.

Start your budget — free trial →

Compare Other Cities

More City Guides