Median income in San Francisco is $96,000/year ($8,000/month). Here is how to budget every dollar.
$2,600
Studio
$3,200
1 Bedroom
$4,000
2 Bedrooms
How to allocate the median San Francisco income of $96,000/year after taxes.
Housing
$3,200
Food & Groceries
$640
Transportation
$240
Utilities
$200
Healthcare
$320
Entertainment
$400
Personal & Other
$400
Savings
$2,600
Total
$8,000
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The Sunset and Richmond districts offer lower rents with good Muni access
Daly City and South San Francisco are more affordable just south of the city
The Tenderloin has the cheapest rents in the city center but requires street smarts
Muni monthly pass ($81) covers all buses, trains, and cable cars in the city
Cook at home — restaurants average $20–$30 per meal in SF
Shop at Grocery Outlet, Trader Joe's, and Chinatown markets for affordable food
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