Cost Index: 195 · Very High Cost

Cost of Living in San Francisco

Median income in San Francisco is $96,000/year ($8,000/month). Here is how to budget every dollar.

Average Rent in San Francisco

$2,600

Studio

$3,200

1 Bedroom

$4,000

2 Bedrooms

Monthly Budget Breakdown: $8,000/month

How to allocate the median San Francisco income of $96,000/year after taxes.

Housing

$3,200

40%

Food & Groceries

$640

8%

Transportation

$240

3%

Utilities

$200

3%

Healthcare

$320

4%

Entertainment

$400

5%

Personal & Other

$400

5%

Savings

$2,600

32%

Total

$8,000

100%

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$
Needs
$4,00050%
Wants
$2,40030%
Savings
$1,60020%
NeedsWantsSavings
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Affordable Neighborhoods in San Francisco

1

The Sunset and Richmond districts offer lower rents with good Muni access

2

Daly City and South San Francisco are more affordable just south of the city

3

The Tenderloin has the cheapest rents in the city center but requires street smarts

Money-Saving Tips for San Francisco

$

Muni monthly pass ($81) covers all buses, trains, and cable cars in the city

$

Cook at home — restaurants average $20–$30 per meal in SF

$

Shop at Grocery Outlet, Trader Joe's, and Chinatown markets for affordable food

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