Cost of Living in Amsterdam
Median income in Amsterdam is €38,000/year (€3,167/month). Here is how to budget every dollar.
Average Rent in Amsterdam
€1,200
Studio
€1,600
1 Bedroom
€2,100
2 Bedrooms
Monthly Budget Breakdown: €3,167/month
How to allocate the median Amsterdam income of €38,000/year after taxes.
Housing
€1,500
Food & Groceries
€300
Transportation
€50
Utilities
€180
Healthcare
€130
Entertainment
€200
Personal & Other
€180
Savings
€627
Total
€3,167
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Affordable Neighborhoods in Amsterdam
Amsterdam Noord across the IJ river has lower rents and is connected by free ferries
Diemen and Amstelveen are suburban but well-connected by metro and tram
Bijlmer/Zuidoost has the most affordable rents in Amsterdam with good metro access
Money-Saving Tips for Amsterdam
A bike is free transport — most residents cycle everywhere, saving on transit costs
Dutch health insurance (zorgverzekering) is mandatory (~€130/month) but covers most care
Shop at Albert Heijn Basic, Lidl, or local markets for affordable groceries
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